Wednesday, February 6, 2008

CHEAP HEALTH CARE BENEFITS

I have searched the world (well not literally, but you get the idea!) for cheap health care benefits that cover doctor visits and prescriptions, as well as have our favorite doctors in the PPO or HMO network. The health insurance company we were with before now began at $285 per month for our family of 4 and within 5 years it had increased to over $500 and it didn't cover doctor visits or medicine! My husband and I are self-employed so we are limited to coverage by an individual insurance policy. Bummer! You have to be employed with a large company to get the blessing of having group insurance coverage which has no pre-existing conditions excluded. Ugh! What self-employed person can afford cheap health care benefits? I can, and you can, too.

The rising cost of health care insurance is a concern for many of us. When you are confused by health insurance options, contact a licensed insurance agent who will compare dozens of health care plans from highly rated heath care insurance companies; explain healthcare medical coverage terms in a language that you and I can understand easily; and help you make the best choice for your family and your budget. Once again let me ask, "who is self-employed and can afford cheap health care benefits?" Answer ~ YOU CAN!